403(b)
Vestwell helps you scale your retirement business with flexible plans, intuitive technology, and the support you need to build high-value client relationships.
A scalable solution for you and your clients.
Vestwell makes it easy to offer compliant, flexible 403(b) plans for nonprofits, schools, and other tax-exempt organizations—so you can focus on growth, not paperwork.
Plans designed for nonprofits
From startups to multi-location businesses, Vestwell enables custom plan design, including eligibility options ranging from eligibility by source to long-term part-time rules, vesting, and more.
Less administration, more scale
Guided digital onboarding, bi-directional payroll sync, and Vestwell’s 3(16) fiduciary administration responsibilities save you time and let you focus on deepening relationships and sourcing new ones.
Visibility that keeps you in control
An intuitive advisor dashboard gives you real-time insights into plan performance, participation, and contributions across your book of business—helping you monitor plan health and identify new opportunities.
Open architecture investments
Build each plan’s investment lineup—from goal-based advisor-managed accounts to curated fund menus, target date funds, and guaranteed lifetime income options—giving you the flexibility to meet diverse client and saver needs.
Built to power advisor success.
Our 403(b) solutions are built to work the way you do—offering plan transparency, an intuitive advisor dashboard, and the flexibility to take on as much or as little as you choose. Whether you’re serving as the plan design consultant, the 3(38) fiduciary, or anything in between, Vestwell makes it easy to scale your business without scaling your workload.
“When we were evaluating our options, we interviewed multiple fintech solutions. Without a doubt, Vestwell was the most advisor-friendly in the marketplace.”
Level up your retirement offering.
Deliver more value to your clients while saving time, navigating 403(b) compliance, and growing your practice with Vestwell’s advisor-first platform.
Questions about 403(b) plans
Yes. Your advisor dashboard gives you full visibility across every Vestwell plan you manage.
Absolutely. We support flexible designs tailored to your client’s goals—from safe harbor to profit-sharing and more.
No. Vestwell’s team supports every step of onboarding and handles ongoing compliance requirements for your clients.
We offer a range of educational and sales enablement resources to help you communicate value, guide client decisions, and streamline onboarding.
Yes. We have the ability to integrate with 190+ payroll providers and can collaborate with your preferred partners to create a seamless client experience.
