Mobile App
Employees can manage their account and savings on the go with the Vestwell mobile app. They can set contributions, adjust account details, and track progress anytime, anywhere.
Download on the App Store 403(b)
Vestwell helps nonprofit organizations offer flexible, scalable 403(b) plans that are simple to set up and manage—so you can focus on your people, not paperwork.
A robust retirement plan designed for nonprofits.
Whether you're starting your first plan or upgrading from another provider, Vestwell’s 403(b) solution gives you the flexibility, compliance support, and intuitive tools you need to offer a retirement benefit that supports your team and your mission.
Customizable for your workforce
Plan design can be tailored to your business structure and goals—from eligibility rules to safe harbor, profit-sharing, vesting schedules, and match formulas.
Seamless administration
Payroll integrations with leading providers, built-in reporting, and compliance support make plan management efficient, no matter how complex your needs.
User-friendly, accessible 403(b) platform
An intuitive portal and mobile app make it easy for employees to enroll and manage their savings—available in 18 languages and accessible anytime, anywhere.
Flexible investments
Build your fund selection—from goal-based advisor-managed accounts to preset lineups and guaranteed lifetime income options.
Managed Accounts
A tool that provides a more personalized asset allocation into portfolios based on retirement and investment goals.
Student Loan Retirement Match
A benefit to pay back student debt while saving for retirement, with employer matching contributions of student loan payments towards employee retirement accounts.
Learn moreNon-Elective Contributions
A flexible option for employers to share company success by making additional contributions toward retirement accounts after the plan year ends.
Read the case studyLearning Center
A complimentary, integrated library of financial wellness resources and interactive learning modules on foundational topics, from budgeting to saving for a home to planning for milestones.
Offer a 403(b) Plan your employees will value.
Your team is the heart of what you do. See how easy it is to offer a modern 403(b) plan that helps attract talent, improve retention, and provide meaningful financial security for those who serve your mission.
“We wanted a retirement plan that set our company apart, and that's exactly what Vestwell has done for us.”
Learn more about 403(b) plans.
Offer a 403(b) employees value.
Get a modern retirement plan that fits your organization, supports your team, and takes the heavy lifting off your plate.
Questions about 403(b) plans
You’ll get a dedicated onboarding manager to guide you through every step, including a platform walkthrough, any plan transfer tasks, and payroll setup.
Both are tax‑advantaged retirement plans, but 403(b) plans are generally offered by nonprofits, public schools, and certain tax‑exempt organizations, while 401(k) plans are typically provided by private‑sector businesses. Each has specific rules around eligibility, investment options, and compliance requirements.
Absolutely. Vestwell was built to support complex structures across payroll and benefits.
Vestwell has the ability to integrate with 190+ payroll providers, including Gusto, QuickBooks, ADP, Netchex, Toast, and more.
Yes! Vestwell also supports education savings, emergency savings, and more.
