Solo(k)
Simplify saving for the future with a Solo 401(k), designed for self-employed individuals.
Secure your financial future.
Enjoy powerful tax advantages, flexible contribution options, and a scalable solution designed to evolve with your business.
Maximize your savings potential
Contribute as both employee and employer. Take advantage of Roth or traditional tax treatment and boost your long-term retirement savings.
Lower your business taxes
Employer contributions are tax-deductible and count as a business expense, helping reduce your taxable income while you save.
Grow with confidence
A Solo 401(k) can convert into a full 401(k) plan as your business grows—no need to start over when you hire eligible employees.
Built-in simplicity
Our platform combines intuitive design, integrated payroll and contribution tracking, and built-in 3(16) administrative support.
Unlock tax credits.
With the recent passing of Secure Act 2.0, new tax credits may be available to self-employed business owners like you, making a Solo 401(k) with Vestwell even more affordable.¹
Lets see your potential savings!
If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.
Learn more about saving for your future.
Grow confidently with Vestwell.
Don’t wait to plan for retirement. Open a streamlined, tax-advantaged plan designed for self-employed professionals.
FAQ
Go to signin.vestwell.com to access your account. If you’re registering for the first time, visit connect.vestwell.com/register and follow the steps to set up your account.
Yes, you can increase, decrease, or pause your contributions anytime from your Vestwell portal.
You can leave the funds in the account, roll them over, or convert the plan based on your future needs.
Yes, if your spouse earns income from your business, he or she can also contribute to the plan.
Yes, Vestwell supports both Roth and traditional contributions so you can choose your preferred tax treatment.
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The tax credit calculator is meant to be an estimate and it is provided for informational purposes only. It is based on credits that may be available to your business based on the current version of the Internal Revenue Code in effect and does not take into account potential changes to the tax credits that may be available to you that are currently under consideration. This calculator also does not take into account any other aspect of your business that may entitle your business to greater or fewer tax credits from starting or offering a new or existing retirement plan nor does it reflect any other fees or expenses associated with your plan. The tax credits that the Internal Revenue Service determines are available to your business could be materially different from the output of the tax credit calculator.