Safe Harbor 401(k)
When you Vestwell, you can bring compliant, flexible 401(k) solutions to the table that help scale your practice and deepen client value.
Simple, compliant, and easy to launch.
Vestwell’s Safe Harbor 401(k) helps you offer a retirement plan without getting buried in complexity or compliance paperwork.
Streamlined Compliance
Plans are structured to satisfy nondiscrimination testing automatically.
Flexible Match Options
Help clients select from pre-approved formulas that work for their budget and objectives.
Advisor-Friendly Tools
Easily manage onboarding, investment lineups, and plan health across your book from a single dashboard.
Hands-On Support
We handle the heavy lifting, so you stay focused on advising—not admin.
Simplify payroll conversations with seamless integrations.
Vestwell integrates with over 100 payroll providers to make plan setup and administration effortless. Explore our full list of payroll partners to identify the right solution for your clients and streamline their experience from day one.
Smart investing, made even smarter.
Enhance your Safe Harbor plan with advanced investment options—from professionally managed accounts and guaranteed lifetime income to the flexibility of Self-Directed Brokerage Accounts. Tailored solutions for long-term confidence and individual choice.
“The Safe Harbor program makes it so that I don't have to worry about compliance. It’s a generous plan that keeps things simple for us.”
Let’s build your book with smart plan design.
Take a guided tour through Vestwell’s core capabilities, including onboarding, contributions, compliance workflows, and participant engagement.
