Profit Sharing
A flexible option for employers to share company success by making additional contributions toward retirement accounts after the plan year ends.
Read the case study Safe Harbor 401(k)
When you Vestwell, you can bring compliant, flexible 401(k) solutions to the table that help scale your practice and deepen client value.
Simple, compliant, and easy to launch.
Vestwell’s Safe Harbor 401(k) helps you offer a retirement plan without getting buried in complexity or compliance paperwork.
Streamlined Compliance
Plans are structured to satisfy nondiscrimination testing automatically.
Flexible Match Options
Help clients select from pre-approved formulas that work for their budget and objectives.
Advisor-Friendly Tools
Easily manage onboarding, investment lineups, and plan health across your book from a single dashboard.
Hands-On Support
We handle the heavy lifting, so you stay focused on advising—not admin.
Self-Directed Brokerage Accounts
A feature that allows employees to move funds from their retirement plan into a brokerage account, providing the flexibility to invest in a broader range of assets.
Guaranteed Lifetime Retirement Income
An investment option that offers guaranteed monthly payments during retirement via lifetime annuities, providing a layer of income protection.
Learn moreManaged Accounts
A tool that provides a more personalized asset allocation into portfolios based on retirement and investment goals. Funds can be selected by a third-party investment fiduciary or the plan’s advisor acting as 3(38) or 3(21) fiduciary.
Learn moreStudent Loan Retirement Match
A benefit to pay back student debt while saving for retirement, with employer matching contributions of student loan payments towards employee retirement accounts.
Learning Center
A complimentary, integrated library of financial wellness resources and interactive learning modules on foundational topics, from budgeting to saving for a home to planning for milestones.
Explore
Simplify payroll conversations with seamless integrations.
Vestwell integrates with over 100 payroll providers to make plan setup and administration effortless. Explore our full list of payroll partners to identify the right solution for your clients and streamline their experience from day one.
Smart investing, made even smarter.
Enhance your Safe Harbor plan with advanced investment options—from professionally managed accounts and guaranteed lifetime income to the flexibility of Self-Directed Brokerage Accounts. Tailored solutions for long-term confidence and individual choice.
“The Safe Harbor program makes it so that I don't have to worry about compliance. It’s a generous plan that keeps things simple for us.”
Let’s build your book with smart plan design.
Take a guided tour through Vestwell’s core capabilities, including onboarding, contributions, compliance workflows, and participant engagement.
