Safe Harbor 401(k)
A streamlined 401(k) plan with simplified compliance and maximized contributions
Medium Size Businesses
Your business can Vestwell with integrated, full-service, and easy-to-manage workplace savings programs—built to evolve as you scale.
One platform. Multiple ways to support your team.
Retirement (6)
Traditional 401(k)
A flexible 401(k) plan with various employer contribution options
Solo(k)
A streamlined, tax-advantaged plan designed for self-employed professionals.
Starter(k)
A simplified, low-cost option for new plans--with no employer match
403(b)
A retirement plan for schools, nonprofits, and certain public organizations
Government Savings
A state-sponsored retirement program for employees without a workplace plan
Education (3)
Modern benefits designed for busy HR & benefits teams.
Mid-sized businesses need flexible benefits built for their industry. Vestwell simplifies savings plan management, reduces admin work, and helps you offer benefits that attract and retain top talent.
Seamless Payroll Integrations
Automate contributions, eligibility tracking, and savings rate changes with deep integrations into 190+ leading payroll providers—reducing manual work and making plan management hands-off for your busy team.
Tailored Design for Your Workforce
Whether you need unique eligibility rules, vesting schedules, contribution cycles, or match formulas, our customizable platform support program design across your benefits that reflect your company goals and employee needs.
Personalized Service and Support
You’re not calling a hotline—you’re backed by real industry specialists who understand your plan and your goals. We’re a partner for your success, ready with hands-on help from day one with a dedicated implementation manager and responsive support team who understand the nuances of mid-sized HR teams.
Compliance Confidence Built In
A full service solution means Vestwell can act as your 3(16) administrative and 3(38) investment fiduciary—helping reduce risk, offload responsibilities, and oversee ongoing plan compliance.
Built for fast-growing teams that need to scale benefits smarter.
Growing businesses need benefits that keep pace with complexity. Vestwell helps mid-size teams streamline savings programs with flexible solutions, intuitive technology, and hands-on support. Whether you’re expanding your workforce or upgrading from a legacy provider, we make it easier to offer benefits that scale with your team.
From Setup to Compliance, All in One Place
Explore how employers set up, manage, and monitor plans in just a few clicks. Everything you need, streamlined in one modern platform.
Breeze Through Our Digital Onboarding Flow In Minutes
Select the plan features that align with your company goals and employee demographics. In just a few minutes, we’ll generate your contract, stand up your plan, and handle the rest—getting eligible employees invited and registered on the system.
Leverage 190+ Payroll Integrations to Seamlessly Submit Contributions
Connect with leading payroll providers like QuickBooks, Gusto, and Paycor to ensure contributions sync directly. Don’t have a payroll provider? No problem—you can use our intuitive manual contribution flow that keeps everything running smoothly.
Access Plan Information in One Place for Smooth Management
Your sponsor portal puts all documentation and plan information at your fingertips—so you can monitor contributions, access reports, and keep everything on track in a single, easy-to-use dashboard.
Satisfy Compliance Requirements With Confidence
Stay compliant year-round with on-demand plan testing capabilities. Our platform and support team guide you through every requirement, helping you complete year-end obligations with ease.
Let’s simplify your workplace savings.
Whether you're rolling out your first plan or upgrading from a legacy provider, our team is ready to help.
HR Professionals FAQ
Vestwell connects with over 190 leading payroll providers, including many used by mid-sized businesses. Our integrations streamline contributions, reporting, and ongoing administration so you can run your plan with minimal lift.
Most plans can be set up and running in just a few weeks. Our onboarding process combines digital tools with dedicated support to make implementation simple and efficient.
We provide built-in compliance services, including 3(16) fiduciary support, testing, and filings. This reduces administrative burden and helps you stay aligned with IRS and Department of Labor requirements.
Yes. Vestwell’s platform allows you to bundle retirement plans with emergency savings accounts, so your employees can prepare for both long-term goals and short-term needs—all in one place.
Absolutely. Vestwell offers plan designs and administrative tools that support controlled groups and multi-entity structures. We help you manage complexity while keeping costs and oversight streamlined.
Pricing depends on your plan type and size, but most mid-market businesses pay a base monthly fee plus a per-participant fee. Many employers also qualify for tax credits that can offset setup and administrative costs.