Participant Ancillary Fee Schedule

Unless we have agreed in writing, Vestwell's fees do not include charges that your payroll provider may impose to integrate with the Vestwell Platform. Some payroll companies (such as Quickbooks Online, ADP, Paychex, and others) charge a fee for that service, which Vestwell will pass along to you or your Participants. A list of payroll integration fees charged by payroll providers can be found here: https://www.vestwell.com/jpmorgan/payroll-integration-fees.

If your company has chosen to use a payroll integration that incurs an account fee, that fee will be billed consistent with Vestwell's billing practices and will not exceed $5 per month. A list of payroll integration fees charged by payroll providers can be found here: https://www.vestwell.com/jpmorgan/payroll-integration-fees.

Fee Policies and Procedures

All applicable fees will be billed quarterly in arrears. J.P. Morgan calculates the fees due to each service provider and allocates these fees between the Plan Sponsor and Plan assets in accordance with the J.P. Morgan’s Scope of Services and terms. For fees owed by the Plan Sponsor, J.P. Morgan generates an invoice and sends it to the Plan Sponsor each quarter. Fees that should be paid for by the Plan are then deducted from participant accounts. J.P. Morgan, in turn, takes payment via electronic funds transfer from the Plan Sponsor or Plan account within 30 days of the end of the quarter. All amounts allocated to individual participant accounts are detailed in participants' quarterly benefit statements.