Safe Harbor 401(k)
A streamlined 401(k) plan with simplified compliance and maximized contributions
Company 
Hi, we’re Vestwell. We’re building the backbone of the modern savings economy.
We’re here to make saving for life’s most important milestones accessible to everyone. As the backbone of the modern savings economy, we partner with employers, financial institutions, payroll providers, and governments to remove the obstacles that have kept millions from building financial security. Our platform goes beyond retirement to include education, healthcare, emergency savings, student loan repayment, and disability savings, giving every saver the tools to thrive.
The company powering savings solutions.
With award-winning technology, industry-leading partnerships, and the trust of over 1.5 million savers across all 50 states, we are closing the nation’s $50 trillion savings gap and building a lasting culture of savings.
Our Mission
Designed to support more people and more organizations.
We are more than a technology platform. By bringing together diverse savings needs into one seamless experience, Vestwell ensures every person has the tools and access to save for life’s most important milestones. When more people save, everyone benefits: individuals gain security, families gain stability, and communities grow stronger. Our mission is ambitious, but our vision is clear: transform how America saves, one solution and one saver at a time.
Vestwell is built to expand access to savings—so more of us can build for the future.
- $35B+assets saved across all 50 states
- 350K+businesses enabled
- 1.5M+ active savers
Savings solutions for every stage of life.
Retirement (6)
Traditional 401(k)
A flexible 401(k) plan with various employer contribution options
Solo(k)
A streamlined, tax-advantaged plan designed for self-employed professionals.
Starter(k)
A simplified, low-cost option for new plans--with no employer match
403(b)
A retirement plan for schools, nonprofits, and certain public organizations
Government Savings
A state-sponsored retirement program for employees without a workplace plan
Education (3)
Interested in helping more people to Vestwell? Join our team.
Whether you're passionate about reinventing the way we save or just want to surround yourself with talented, motivated people, we'd love to connect!
“A strong financial foundation benefits not only individuals but society as a whole. By providing access to savings, Vestwell enables individuals to secure their futures—whether for retirement, education, healthcare, or emergency needs.”