Safe Harbor 401(k)
A Safe Harbor 401(k) requires the employer to provide matching or non-elective contributions and are immediately 100% vested. In return, business owners can maximize contributions to their own accounts while reducing some limitations associated with nondiscrimination testing.
Our intuitive, user-friendly platform offers a completely digital experience delivered on the cloud for faster deployment and a more modern experience.
We integrate with dozens of payroll providers to simplify eligibility and payroll processing while taking more work off your plate.
We're completely open architecture so you can build the line-up that's right for you without worrying about revenue sharing or proprietary funds. And for a tailored approach, we offer managed accounts for a more individualized participant experience.
Fiduciary administration and investment oversight
Whether acting as your 3(38), 3(21) and/or 3(16), we provide fiduciary oversight to better protect you and your company investments.
Our entirely cloud-based platform includes extensive controls such as encryption at all stages, constant monitoring, commercial anti-virus tools, and strict internal protocols and training.
Advisor Managed Accounts
Leveraging Franklin Templeton's proprietary methodology, we offer employees a more personalized investment experience based on their individual goals and circumstances.