Traditional 401(k)
Vestwell helps you offer a flexible, scalable retirement plan without added complexity. Our platform simplifies plan management so you can focus on your business priorities while offering a robust retirement benefit.
A retirement plan that grows with your business.
Whether you’re offering a plan for the first time or switching providers, Vestwell’s 401(k) solution gives you the flexibility, compliance support, and automation you need to offer a powerful retirement benefit.
Customizable for your workforce
Plan design can be tailored to your business structure and goals—from eligibility rules to safe harbor, profit-sharing, vesting schedules, and match formulas.
Seamless administration
Payroll integrations with leading providers, built-in reporting, and compliance support make plan management efficient, no matter how complex your needs.
User-friendly, accessible 401(k) platform
An intuitive portal and mobile app make it easy for employees to enroll and manage their savings—available in 18 languages and accessible anytime, anywhere.
Flexible investments
Build your fund selection—from goal-based advisor-managed accounts to preset lineups and guaranteed lifetime income options.
Fuel your growth with a 401(k) plan employees value.
A competitive benefits package can help you stand out. See how easy it is to set up and manage a robust 401(k) with Vestwell—designed to attract talent, retain employees, and keep your business moving forward.
“We wanted a retirement plan that set our company apart, and that's exactly what Vestwell has done for us.”
Safe Harbor
Stay compliant.
Stay competitive.
Vestwell’s Safe Harbor 401(k) offers automatic IRS compliance with built-in match formulas—helping you save time, reduce risk, and offer a benefit that attracts and keeps top talent.
Offer a 401(k) employees value.
Get a modern retirement plan that fits your business, supports your team, and takes the heavy lifting off your plate.
Questions about 401(k) plans
You’ll get a dedicated onboarding manager to guide you through every step, including compliance and payroll setup.
Yes—Vestwell supports flexible plan design, including part-time exclusions, custom match formulas, and vesting.
Absolutely. Vestwell was built to support complex structures across payroll and benefits.
Vestwell has the ability to integrate with 190+ payroll providers, including Gusto, QuickBooks, ADP, Netchex, Toast, and more.
Yes! Vestwell also supports education savings, emergency savings, and more.
