Employers
The savings programs your employees deserve
Employers
Help your employees save for what matters most
Flexible
Flexible investments and plan design so you can build the right offering for today and make future changes needed as you grow.
Integrated
We can integrate with 100+ payroll providers to simplify eligibility and payroll processing while taking more work off your plate.
Intuitive
Modern, user-friendly interactions and experience.
Cost-effective
Transparent, competitive pricing so you and your employees always know what you're paying for.
Streamlined
Full-service administrative capabilities including operations, servicing, and 3(38), 3(21), and/or 3(16) compliance.
Free Resource Guide
Unlock Valuable Tax Credits for Your Business
Find out how your business could qualify for tax credits that may cover up to 100% of retirement plan fees in the first few years. Don’t miss this opportunity to save. Get the details now!
Explore Additional Workplace Savings Benefits
For millions of employees, workplace savings and financial wellness tools are the keystone of their financial strategy.
Employers and organizations in every industry can support their teams with modern workplace benefits designed to align with the needs of today’s employees and their families. Learn more about additional workplace savings programs.
Getting started is as easy as...
Select
Work with or without an advisor to select the right plan for you and your employees.
Onboard
Provide the information needed to efficiently run and service your plan, all handled through our digital, interactive portal.
Implement
We'll invite your employees to start saving... just upload your first payroll and census and we're off to the races!
Ready to get started?
Frequently Asked Questions
How does offering a 401(k) retirement plan benefit my business?
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Here’s a few key benefits:
- Recruitment and retention: Retirement benefits help attract and retain top talent - especially in 2022’s tight labor market. More than 3 in 4 (77 percent) working Americans rank retirement savings—such as 401(k) and pension plans—as one of the most important employer-sponsored financial wellness benefits.
- Tax advantages: Employer contributions are deductible on the employer’s federal income tax return, up to a certain amount. And if you’re starting a new 401(k) plan, you may be eligible to receive up to $16,500 in tax credits over the first three years to offset the business expense of setting up your 401(k).
Ready to get started?
Why should I choose Vestwell for my company 401(k) plan?
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Vestwell is designed to support small businesses and trusted by financial professionals. We partner with financial advisors all over the country, power state government retirement programs, and partner with leading financial institutions that trust us with their retirement offering.
The same 401(k) provider that powers major establishments is available to you as a small business. With Vestwell, you get the best of both worlds: affordable price and top-tier quality.
Do I need to hire a financial advisor to be able to offer a 401(k) plan?
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You don’t need to. However, a trusted advisor can help you find the savings program that’s best for your employees. The role of the advisor is becoming increasingly important - especially for small businesses. In fact, the number of savings plans associated with a financial advisor jumped from 68% of all plans in 2008 to 93% today. You can connect with one of our plan experts to discuss your business needs. If you’d like to find an advisor, we can help with that, too.
I heard there may be tax benefits. What do those look like?
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Your small business may be eligible to receive up to $16,500 in tax credits over the first three years to offset the expenses needed to set up, administer, and educate employees about the plan. E-mail sales@vestwell.com or book a meeting with one of our plan experts to find out how much you could save.
What is a Safe Harbor 401(k)?
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Safe Harbor 401(k) plans can be a win-win for employers that want to maximize tax savings, bypass certain annual testing requirements, and retain employees through a required employer match. Learn more.
What is the difference between a SIMPLE IRA vs. 401(k)?
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There are several factors to consider when deciding between a SIMPLE IRA vs. 401(k). Key differences to consider include contribution limits and flexibility in plan design. Learn which plan type may be best for your business in our blog "SIMPLE IRA vs 401(k) Plan: 5 Differences to Consider When Switching Plan Types."
The savings are real (and so is the value)
In rearchitecting the retirement plan offering, Vestwell created cost efficiencies that we're able to pass along to you and your clients. Want to see for yourself?