Employers
Running a small business is hard. Running your 401(k) shouldn't be.
An easy, cost-effective 401(k) plan to help your employees save for retirement.
Flexible
Flexible investments and plan design so you can build the right offering for today and make future changes needed as you grow.
Integrated
Dozens of payroll integrations to simplify eligibility and payroll processing.
Intuitive
Modern, user-friendly interactions and experience.
Cost-effective
Transparent, competitive pricing so you and your employees always know what you're paying for.
Streamlined
Full-service administrative capabilities including operations, servicing, and 3(38), 3(21), and/or 3(16) compliance.
Getting started is as easy as...
Select
Work with or without an advisor to select the right plan for you and your employees.
Onboard
Provide the information needed to efficiently run and service your plan, all handled through our digital, interactive portal.
Implement
We'll invite your employees to start saving... just upload your first payroll and census and we're off to the races!
Ready to get started?
Frequently Asked Questions
How does offering a 401(k) plan benefit my business?
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Here’s a few key benefits:
- Recruitment & retention: Retirement benefits help attract and retain top talent - especially in 2022’s tight labor market. More than 3 in 4 (77 percent) working Americans rank retirement savings—such as 401(k) and pension plans—as one of the most important employer-sponsored financial wellness benefits.
- Tax advantages: Employer contributions are deductible on the employer’s federal income tax return, up to a certain amount. And if you’re starting a new 401k) plan, you may be eligible to receive up to $16,500 in tax credits over the first three years to offset the business expense of setting up your 401(k).
Ready to get started?
Do I need to hire a financial advisor to be able to offer a 401(k) plan?
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You don’t need to. However, a trusted advisor can help you find the savings program that’s best for your employees. The role of the advisor is becoming increasingly important - especially for small businesses. In fact, the number of savings plans associated with a financial advisor jumped from 68% of all plans in 2008 to 93% today. You can book a meeting with one of our plan experts to discuss your business needs. If you’d like to find an advisor, we can help with that, too.