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An affordable, easy 401(k) solution custom built for you

Carta partnered with Vestwell, a retirement platform that powers more than one million savers and 25,000 small businesses across all 50 states.

Quality plans at a price you can afford.*


+ $8 / active participant
Affordable, all-in plan.


+ $8 / active participant
Added flexibility for more customized needs.
*Tax credits can almost entirely offset the cost of your plan.

Why a 401(k)?

More savings for you. More savings for your employees.

401(k) plans allow business owners and employees to save nearly 3.5x more for retirement vs. an IRA program. In 2023, employees can contribute up to $22,500 to their 401(k) plan ($30,000 for those older than 50), vs. $6,500 in an IRA.

Tax Credits

Tax credits can almost entirely offset the cost of a new 401(k) plan - up to $5,000/year plus an additional $500/year if the plan features auto-enrollment.

State Mandates

Several states have launched retirement mandates and others continue to propose legislation. States with current requirements include Oregon, California, Illinois, and Connecticut. Visit here to learn about deadlines, as well as what’s happening in other states.

Support well.

Happy employees. Happy employer.

Employees are a company's most valuable asset. We’ve made it easier for companies to support their retirement readiness by simplifying an otherwise complicated process. With a guided experience, ongoing education, user-friendly design, and real human support, we’ve got them (and employers) covered.

Without digging into plan design and investment options, you can’t possibly be doing what’s best for you and your employees by way of structure, cost, and incentives. Vestwell is set up to do just that.
Scott Pritchard

Integrate well.

Integrated with more than 50 leading providers.

Payroll is traditionally one of the biggest pain points of retirement plan administration, but it doesn’t have to be.

Thanks to integrations with over 50 providers, we automate all contributions, elections, and other payroll related transactions by feeding data directly between systems. This means less work, no manual errors, and an overall more seamless experience.

Administer well.

Painless from beginning to end.

Every minute business owners spend on manual processes is time lost doing what they do best. Vestwell was built in part to solve this very real struggle.

With digital onboarding, over 50 payroll integrations, greater visibility into participant eligibility, and streamlined administration, they can confidently set it and forget—we’ll manage the rest.

Vestwell’s ease of use is tremendous, and saves my clients a ton of time on the backend so they can do the things that are most important for them to continue running their businesses.
Bill Simonet
Bill Simonet wearing a dark grey sport coat and a contented look on his face, sitting at his computer.

Comply well.

Here to help shoulder the risk.

While business owners always have a fiduciary responsibility to their company, they can offload the majority of that liability to a trusted partner. Vestwell provides easy access to plan documents and all required notices. Not to mention, we take over most of the work associated with Form 5500 filings, year-end testing, and more, while providing training for employees along the way. It’s hard to over-value the peace of mind of knowing you’re always in compliance with laws and regulations.

At the end of the day, when Vestwell reduces the administrative burden of the compliance, we're able to more efficiently serve our clients.
Lockwood Holmes Jr.

Save well.

Spend less, save more.

Not only are Vestwell’s fees up to 70% below competitors, but employers will always know exactly how much they’re paying and what they’re getting in return.

And with our flexible investment options and customizable plan design, they get the plan and pricing they need today with a provider who can grow with them in the future.

Ultimately, it’s about helping people save more for retirement. Participants should know what they’re paying so they can make smart decisions that keep more money in their account.
Aaron Schumm
CEO & Founder
Aaron Schumm, CEO & Founder of Vestwell, wearing a dark wool sport coat, his hands folded in front of him, smiling warmly at the camera.

Sleep well.

Rest easy.

By reimagining the way retirement plans are offered and administered, we’ve eliminated traditional pain points that confuse, frustrate, and leave employers unsure they’re making the right choice for their business. On top of all that, our transparent pricing means no unwelcome surprises when bills come their way.

Vestwell eases the pain points of retirement so employers and employees—can sleep well.

Working with my advisor and Vestwell, I’m getting exactly what I was looking for in terms of customer service and easy implementation.
Marcia Zaruba O’Connor

Support well.

Happy employees. Happy employer.

Your employees are the most valuable asset at your company. We’ve made it easier for you to support their retirement readiness by simplifying an otherwise complicated process. With a guided experience, ongoing education, user-friendly design, and real human support, we’ve got them (and therefore you) covered.

Help your employees better prepare for retirement.

Get started now.