Plan Sponsor Ancillary Fee Schedule
Last updated: Jan 9, 2026
The following tables show the fees discretely charged for Services and the addition of Plan features not included in the bundled pricing for recordkeeping services.
Las siguientes tablas muestran las tarifas que se cobran por separado por los Servicios y la adición de características del Plan que no están incluidas en el precio agrupado de los servicios de mantenimiento de registros.
| Miscellaneous Plan Sponsor Fees - Core, Choice, Plus, & Flex | |
|---|---|
| Paper Participant Welcome Notices | $250 per order + $20 per kit |
| Payroll: Non-Electronic Payroll Submission (frequency: M / bi-W / W) | $50 / $75 / $150 per quarter |
| Calculation of Corrections or Lost Earnings* | $75 per pay period |
| ACH Failure During Contribution Processing | $25 per ACH Failure |
| New Comparability Profit Sharing & Cross Testing (Available for Plus Plans only) | $250 per quarter (if included as a feature of your Plan, with a maximum of two illustrations) |
| New Comparability Profit Sharing Hourly Fee | $150 per hour (2-hour minimum per illustration) |
| Profit Sharing / New Comparability Catch Up Fee for prior plan year (See Additional Notes about Your Plan's Fees) | $1,000 |
| Late Audit Opinion Fee | $500 |
| Late submission fee for compliance testing & Year End Testing Revisions | $250.00 per item |
| Corrective Distribution Fee | $100 |
| Voluntary Plan Amendments (See Additional Notes about Your Plan's Fees) | $350 |
| Plan Document Maintenance Program (See Additional Notes about Your Plan's Fees) | $20 per month |
| Required Plan Amendments for Plans Enrolled in Vestwell's Plan Document Maintenance Program (See Additional Notes about Your Plan's Fees) | $0 |
| Required Plan Amendments for Plans NOT Enrolled in Vestwell's Plan Document Maintenance Program | $350 |
| Plan Restatement Fee for Plans Enrolled in Vestwell's Plan Document Maintenance Program (See Additional Notes about Your Plan's Fees) | $0 |
| Plan Restatement Fee for Plans NOT Enrolled in J.P. Morgan's Vestwell's Plan Document Maintenance Program | $1,750 |
| Compliance Corrections attributable to Prior Provider or Third Party Applications and Providers (See Additional Notes about Your Plan's Fees) | $350/hour |
| Participant Search | $40 per participant |
| Adding, removing, or changing a Third Party Administrator service provider engaged on a Plan | $500 |
| Terminating your service agreement and/or all Plan Assets leaving J.P. Morgan's platform, typically in the form of a plan deconversion or termination | $750 |
| Other Services (for example: complex plan terminations; re-adoptions; re-running of reports due to client error; audit assistance; special calculations for LLP, partnership and sole proprietorships) | $150/hour |
| Miscellaneous Plan Sponsor Fees - Flex & Access | |
|---|---|
| Paper Participant Welcome Notices | $250/order + $20/kit |
| Payroll: Non-Electronic Payroll Submission (frequency: M / bi-W/ W) | $50 / $75 / $150 per qtr |
| Calculation of Corrections or Lost Earnings* | $75 per pay period |
| ACH Failure During Contribution Processing | $25 per ACH Failure |
| Integrated Profit-Sharing Formula | TPA may bill separately |
| New Comparability Profit Sharing & Cross Testing | TPA may bill separately |
| ADP / ACP Failure Fee | TPA may bill separately |
| Corrective Distribution Fee | $100 |
| Voluntary Plan Amendments (see notes) | TPA may bill separately |
| Participant Search | $40 per participant |
| Adding, removing, or changing a Third Party Administrator service provider engaged on a Plan | $500 |
| Terminating your service agreement and/or all Plan Assets leaving J.P. Morgan's platform, typically in the form of a plan deconversion or termination | $750 |
| Other Services (for example: complex Plan terminations (1hr min.); re-adoptions; re-running of reports due to client error; audit assistance; special calculations for LLP; partnership and sole proprietorships) | $150 per hour for J.P Morgan's time, TPA may bill separately in addition to J.P. Morgan |
| Solo 401(k) Set up fee | $350 (one time) |
| Solo 401(k) Base fee | $540/year |
| Solo 401(k) Spousal fee | $150/year |
| Solo 401(k) Asset based fee | 15bps |
| Solo 401(k) Conversion fee | $500 (one time) |
| Solo 401(k) Profit Sharing Calculations fee (if requested) | $400 (one time each request) |
| Miscellaneous Plan Participant Fees - Core, Choice, Plus, & Flex | |
|---|---|
| Paper Quarterly Statement | $5 per quarter |
| Wire or Overnight Check Delivery | $40 |
| Check & ACH Fees (copy, stop payment, reissue, return, insufficient funds) | $25 per instance |
| ACH Failure During Contribution Processing | $15 |
| ETF Transaction Fees | 2bp or less annually on all Plan assets under management for plans with a balance in ETF securities |
| Qualified Domestic Relations Orders | $400 |
| Hardship Distributions | $125 |
| Separation of Service and In-Service Participant Distributions | $140 |
| Loan Origination | $200 |
| Loan Annual Maintenance | $25 per quarter |
| All Other Participant Distributions | $100 |
| Disbursement of Balance of a Terminated Plan | $140 |
| Disbursement of a Residual Balance | $15 |
| Permissive Withdrawal (under automatic enrollment provisions) | $25 |
| Miscellaneous Plan Participant Fees - Access | |
|---|---|
| Paper Quarterly Statement | $5 per quarter |
| Wire or Overnight Check Delivery | $40 |
| Check & ACH Fees (copy, stop payment, reissue, return, insufficient funds) | $25 per instance |
| Periodic Loan Installment Loan Repayments | $15 |
| ETF Transaction Fees | 2bp or less annually on all Plan assets under management for plans with a balance in ETF securities |
| Qualified Domestic Relations Orders | $200 & TPA may bill separately |
| Required Minimum Distributions, Death Benefit Distributions, Disability Benefits Distributions, & Birth of Child Distributions | $100 & TPA may bill separately |
| Hardship Distributions | $125 |
| Separation of Service and In-Service Participant Distributions | $140 |
| Loan Origination | $200 & TPA may bill separately |
| Loan Annual Maintenance | $25 per quarter |
| Disbursement of Balance of a Terminated Plan | $140 |
| Disbursement of a Residual Balance | $15 |
| Permissive Withdrawal (under automatic enrollment provisions) | $25 |
| Miscellaneous Plan Sponsor Fees - Core, Choice, Plus, & Flex | |
|---|---|
| Paper Participant Welcome Notices | $250 per order + $20 per kit |
| Payroll: Non-Electronic Payroll Submission (frequency: M / bi-W / W) | $50 / $75 / $150 per quarter |
| Calculation of Corrections or Lost Earnings* | $75 per pay period |
| ACH Failure During Contribution Processing | $25 per ACH Failure |
| New Comparability Profit Sharing & Cross Testing (Available for Plus Plans only) | $250 per quarter (if included as a feature of your Plan, with a maximum of two illustrations) |
| New Comparability Profit Sharing Hourly Fee | $150 per hour (2-hour minimum per illustration) |
| Profit Sharing / New Comparability Catch Up Fee for prior plan year (See Additional Notes about Your Plan's Fees) | $1,000 |
| Late Audit Opinion Fee | $500 |
| Late submission fee for compliance testing & Year End Testing Revisions | $250.00 per item |
| Corrective Distribution Fee | $100 |
| Voluntary Plan Amendments (See Additional Notes about Your Plan's Fees) | $350 |
| Plan Document Maintenance Program (See Additional Notes about Your Plan's Fees) | $20 per month |
| Required Plan Amendments for Plans Enrolled in Vestwell's Plan Document Maintenance Program (See Additional Notes about Your Plan's Fees) | $0 |
| Required Plan Amendments for Plans NOT Enrolled in Vestwell's Plan Document Maintenance Program | $350 |
| Plan Restatement Fee for Plans Enrolled in Vestwell's Plan Document Maintenance Program (See Additional Notes about Your Plan's Fees) | $0 |
| Plan Restatement Fee for Plans NOT Enrolled in J.P. Morgan's Vestwell's Plan Document Maintenance Program | $1,750 |
| Compliance Corrections attributable to Prior Provider or Third Party Applications and Providers (See Additional Notes about Your Plan's Fees) | $350/hour |
| Participant Search | $40 per participant |
| Adding, removing, or changing a Third Party Administrator service provider engaged on a Plan | $500 |
| Terminating your service agreement and/or all Plan Assets leaving J.P. Morgan's platform, typically in the form of a plan deconversion or termination | $750 |
| Other Services (for example: complex plan terminations; re-adoptions; re-running of reports due to client error; audit assistance; special calculations for LLP, partnership and sole proprietorships) | $150/hour |
| Miscellaneous Plan Sponsor Fees - Flex & Access | |
|---|---|
| Paper Participant Welcome Notices | $250/order + $20/kit |
| Payroll: Non-Electronic Payroll Submission (frequency: M / bi-W/ W) | $50 / $75 / $150 per qtr |
| Calculation of Corrections or Lost Earnings* | $75 per pay period |
| ACH Failure During Contribution Processing | $25 per ACH Failure |
| Integrated Profit-Sharing Formula | TPA may bill separately |
| New Comparability Profit Sharing & Cross Testing | TPA may bill separately |
| ADP / ACP Failure Fee | TPA may bill separately |
| Corrective Distribution Fee | $100 |
| Voluntary Plan Amendments (see notes) | TPA may bill separately |
| Participant Search | $40 per participant |
| Adding, removing, or changing a Third Party Administrator service provider engaged on a Plan | $500 |
| Terminating your service agreement and/or all Plan Assets leaving J.P. Morgan's platform, typically in the form of a plan deconversion or termination | $750 |
| Other Services (for example: complex Plan terminations (1hr min.); re-adoptions; re-running of reports due to client error; audit assistance; special calculations for LLP; partnership and sole proprietorships) | $150 per hour for J.P Morgan's time, TPA may bill separately in addition to J.P. Morgan |
| Solo 401(k) Set up fee | $350 (one time) |
| Solo 401(k) Base fee | $540/year |
| Solo 401(k) Spousal fee | $150/year |
| Solo 401(k) Asset based fee | 15bps |
| Solo 401(k) Conversion fee | $500 (one time) |
| Solo 401(k) Profit Sharing Calculations fee (if requested) | $400 (one time each request) |
| Miscellaneous Plan Participant Fees - Core, Choice, Plus, & Flex | |
|---|---|
| Paper Quarterly Statement | $5 per quarter |
| Wire or Overnight Check Delivery | $40 |
| Check & ACH Fees (copy, stop payment, reissue, return, insufficient funds) | $25 per instance |
| ACH Failure During Contribution Processing | $15 |
| ETF Transaction Fees | 2bp or less annually on all Plan assets under management for plans with a balance in ETF securities |
| Qualified Domestic Relations Orders | $400 |
| Hardship Distributions | $125 |
| Separation of Service and In-Service Participant Distributions | $140 |
| Loan Origination | $200 |
| Loan Annual Maintenance | $25 per quarter |
| All Other Participant Distributions | $100 |
| Disbursement of Balance of a Terminated Plan | $140 |
| Disbursement of a Residual Balance | $15 |
| Permissive Withdrawal (under automatic enrollment provisions) | $25 |
| Miscellaneous Plan Participant Fees - Access | |
|---|---|
| Paper Quarterly Statement | $5 per quarter |
| Wire or Overnight Check Delivery | $40 |
| Check & ACH Fees (copy, stop payment, reissue, return, insufficient funds) | $25 per instance |
| Periodic Loan Installment Loan Repayments | $15 |
| ETF Transaction Fees | 2bp or less annually on all Plan assets under management for plans with a balance in ETF securities |
| Qualified Domestic Relations Orders | $200 & TPA may bill separately |
| Required Minimum Distributions, Death Benefit Distributions, Disability Benefits Distributions, & Birth of Child Distributions | $100 & TPA may bill separately |
| Hardship Distributions | $125 |
| Separation of Service and In-Service Participant Distributions | $140 |
| Loan Origination | $200 & TPA may bill separately |
| Loan Annual Maintenance | $25 per quarter |
| Disbursement of Balance of a Terminated Plan | $140 |
| Disbursement of a Residual Balance | $15 |
| Permissive Withdrawal (under automatic enrollment provisions) | $25 |
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